What type of insurance is typically required for extermination businesses in Georgia?

In Georgia, extermination businesses are typically required to have general liability insurance. This type of insurance is crucial because it protects the business from claims related to property damage or bodily injury that may occur as a result of the extermination services provided. It covers the costs associated with legal fees, settlements, and judgments that may arise if a client or third party suffers harm or damage due to the actions of the extermination team.

Having general liability insurance not only safeguards the financial stability of the business but also enhances credibility and trustworthiness in the eyes of clients. Clients are more likely to hire a pest control company that is insured, knowing they have a layer of protection if something goes wrong during the extermination process.

While workers' compensation insurance is essential for businesses that have employees, as it covers workplace injuries, the primary focus in this context is on general liability insurance. Professional liability insurance, which covers professional misconduct or negligence, is less commonly required specifically for pest control operations. Additionally, claiming that no insurance is required overlooks the necessity of protecting the business from potential liabilities.